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What does property and casualty insurance cover?

Property and casualty insurance can cover many different situations depending on the policy, like if someone visiting your home falls and breaks their leg, your car is stolen, you totaled someone else’s vehicle in an at-fault accident, or your windshield is damaged by hail. We don't sell your information to third parties.

What is the difference between property insurance and casualty insurance?

Property insurance is a policy that covers you against damage or destruction to your property. Casualty insurance is a policy that covers you against liability for injury to someone else or their property. Typically, these two insurance types come bundled together in single policies and together are referred to as “P&C coverage.”

What are the different types of property and casualty insurance?

Homeowners insurance is one type of property and casualty product, as is renters insurance, auto insurance, and powersports insurance. The term property and casualty insurance typically contains two primary coverage types: liability coverage and property protection coverage.

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